If you receive a public service pension, you can maintain your PSHCP coverage. To address this, Budget 2014 announced the Government of Canada's intention to move to a 50:50 (employer to retired member) cost-sharing model. CONTACT US. Welcome to the Public Service Health Care Plan Member Services Website. Coverage for Pensioners. Those approved in 2014 will be contacted by the appropriate pension office with further instructions. Plan members who have retired from the federal public service, the RCMP, and the Canadian Forces, as well as members of the Veterans Affairs client group, are eligible to receive coverage under the PSHCP, provided they receive a public service pension. The changes to the PSHCP cost sharing for retired members are: Effective April 1, 2015, the plan cost percentage will rise to 31.25… As you approach retirement, you may be thinking about what your health care needs will be in the coming years. $52.87. Effective April 1, 2015, retired members' 50:50 cost sharing will be phased in over a four-year period as shown in the table below. Please note that conditions may apply. This notice is to inform plan members and employers participating in the Public Service Health Care Plan (PSHCP) that as of April 1, 2019, the contribution rates for Pensioner Supplementary coverage and Pensioner Supplementary Relief Provision coverage will increase. The Public Service Health Care Plan (PSHCP) monthly contribution rates are comprised of two components, the cost associated with the Extended Health Provision and the cost for the Hospital Provision. Public Service Health Care Plan (PSHCP) members who were retired before April 1, 2015 may be eligible for reduced contribution rates, see PSHCP Relief Provision. The retired member contribution rates will be adjusted annually on April 1st. The monthly contribution rates for retired members with Supplementary Coverage - Relief Provision can be found in Schedule V of the Public Service Health Care Plan (PSHCP) Directive. Any person in receipt of an ongoing recognised pension, survivor's or children's benefit pursuant to an Act identified in Schedule IV, as amended from time to time by the Treasury Board of Canada, is eligible to join or to continue coverage under the PSHCP when their pension becomes payable (except those persons who immediately prior to retirement were employed … Deductions from pension cheques are taken one month in advance of the effective date of coverage. $27.81. From Treasury Board of Canada Secretariat. The Supplementary Death Benefit (SDB) Plan came into effect on January 1, 1955 and forms Part II of the Public Service Superannuation Act (PSSA). Contribution rates are reviewed and amended from time to time as determined through negotiations between the Treasury Board of Canada, the employers, and representatives of employees and pensioners. Deductions from pension cheques are taken one month in advance of the effective date of coverage. HP (Hospital Provision) – is the rate associated with this benefit for which the employee is 100% responsible when enrolled at levels II and III. Retirement health coverage. T | 613.745.2559 F | 613.745.5457 Extended health care premiums. For more information, refer to: The Extended Health Benefit contribution rates are determined by three factors: the previous year's total plan costs, the pre-determined cost-sharing ratio and the type and level of coverage selected. The employer and retired members each pay a percentage of plan costs, this is referred to as the cost sharing ratio. These new rates will be reflected in the March 2019­ payroll. This assessment may result in changes to your premiums the following year. Marie-Chantal Girard Assistant Deputy Minister Pensions and Benefits Sector. Vision Care Benefit. This notice is to inform plan members and employers participating in the Public Service Health Care Plan (PSHCP) that as of April 1, 2019, the contribution rates for Pensioner Supplementary coverage and Pensioner Supplementary Relief Provision coverage will increase. Archived version: April 1, 2008 The contribution rates for the PSHCP Relief Provision will be adjusted annually on April 1st to reflect actual plan experience and the cost sharing ratio will be maintained at 25:75. These contribution rates did not change in 2015. April 2020 Supplementary Coverage Comprehensive Coverage 1. Plan members who are eligible for a pension from the Public Service Pension Plan (PSPP) and are permanent residents of Canada can have extended health care and dental benefits coverage through Green Shield Canada. This amount is then adjusted by the estimated percentage increase in benefit cost for the following year and divided by 12 to obtain a monthly rate. An early deductible and maximum lifetime amounts will apply to extended health care. There are two dental plans to choose from, with different premiums, deductibles and eligible services for each. --- Future contribution rates will be adjusted to maintain the relevant cost sharing ratio between members and the employer and compensate for increases in current and projected plan costs. Hospital Level I is 100% employer paid. Premium subsidies are based on your years of pensionable service. Extended health care coverage Learn about the extended health care coverage available to you, your spouse and/or eligible dependant(s). All plan members were informed of the new cost-sharing agreement and phase-in period in the Special Edition of the Public Service Health Care Plan (PSHCP) Bulletin dated October 2014, and PSHCP Bulletin 31 dated March 2015. You will not receive a reply. The Public Service Health Care Plan (PSHCP) reimburses participants for expenses incurred for a wide variety of health-related products and services, and is administered by Sun Life Financial. The employer contribution rate is the estimated employer portion of plan costs per plan member. The Treasury Board has announced the new Public Service Health Care Plan (PSHCP) Monthly Contribution Rates that will come into effect April 1, 2017. Pensioners Managing my Coverage. For enquiries, contact us. The cost of the Plan varies from year to year for a number of reasons: You can help manage plan costs by shopping at pharmacies with low dispensing fees, requesting a three-month supply for maintenance prescriptions, electing to receive your Public Service Health Care Plan (PSHCP) Bulletin electronically and signing up for direct deposit. Complete details on the PDSP are set out in the PDSP Plan Rules. Annual adjustments will be made to all contribution rates during the phase-in period and thereafter to reflect actual plan experience. Pensioner contribution rates for the Public Service Health Care Plan (PSHCP), prior to April 2015, were last set in 2011. It provides coverage for specific services and supplies that are not covered under a provincial health or dental care plan. Changes cannot be accepted over the phone. https://www.federalretirees.ca/.../public-service-health-care-plan-pshcp Please refer to the Plan Directive for details. The cost of the plan varies from year to year for a number of reasons: You can help manage plan costs by shopping at pharmacies with low dispensing fees, requesting a three-month supply for maintenance prescriptions, electing to receive your PSHCP Bulletin electronically and signing up for direct deposit. Forms and Resources If you are looking for forms to help guide you through your pension life events, current Plan news, or even pension or buyback estimators, these items and more can be found here. These components have different cost sharing arrangements. As one of the largest private health care plans in Canada,... Forms and Documents The purpose of this booklet is to describe the benefits available to Public Service, Canadian Forces, RCMP, and certain other pensioners who are members of the Public Service Health Care Plan. The Public Service Pension Plan does not subsidize the cost of the dental plan’s monthly premiums. 2. The Public Service Dental Care Plan (DCP) is a private health service plan for federal Public Service employees and their eligible dependants. You must complete the Public Service Health Care Plan (PSHCP) Relief Application Form and return it to your pension office. To apply for or to amend your coverage, the PSHCP Pensioner application form (TBS-006492) (PDF, 91KB) must be completed. Single or family coverage considerations are then accounted for and the cost sharing is applied. The PSHCP is a voluntary health care plan for federal employees, federal retirees and their eligible dependents. The following Frequently Asked Questions (FAQs) provide information regarding: The contribution rate changes are consistent with the Government's commitment to ensuring compensation is reasonable and affordable, as well as aligned with similar plans offered by other public and private sector employers. Public Service Health Care Plan Relief Provision. The monthly contribution rates for retired members with Supplementary Coverage - Relief Provision can be found in Schedule V of the Public Service Health Care Plan (PSHCP) Directive. From: Treasury Board of Canada Secretariat. Positive enrolment. $89.06. All pension related inquiries, including those related to the Public Service Health Care Plan and the Pensioners' Dental Services Plan, should be referred to the Pension Centre (See Section 9 for information concerning the Public Service Health Care Plan and Section 10 for information concerning the Pensioners' Dental Service Plan.) Provides plan members with coverage, up to certain limits, for dental service and supply expenses. The contribution … See table below. The Public Service Pension Plan (PSPP) serves over 80,000 active, deferred and retired members, and is governed by the Public Sector Pension Plans Act and its regulations. 3. The contribution rates for the PSHCP Relief Provision will be adjusted annually on April 1st to reflect actual plan experience and the cost sharing ratio will be maintained at 25:75. To be eligible for the Public Service Health Care Plan (PSHCP) Relief Provision, you must either be the GIS recipient or your joint net income (i.e., you and your spouse/common-law partner), as reported on your income tax Notice of Assessment(s), must be lower than the GIS thresholds established for the Old Age Security Act. The form is available on-line or by calling the Government of Canada Pension Center at one of the following numbers: Yes. It is important for Plan members to know the rights and responsibilities that accompany participation in the Public Service Health Care Plan. It provides dental coverage to eligible federal pensioners and their family members who qualify, including survivors. Public Service Health Care Plan Directive This directive is now hosted by the National Joint Council, where it was co-developed by participating bargaining agents and public service employers. The monthly contribution rates for retired members with Supplementary coverage can be found in Schedule V of the Public Service Health Care Plan (PSHCP) Directive. It reimburses members for allowable health care services and products. You can apply to amend, increase, decrease or cancel your coverage at any time through your pension office. The new rates can be found in Schedule V of the PSHCP Plan Directive on the National Joint Council website. The Public Service Pension Board of Trustees reviews the premiums for extended health care each fall. Password. See the Pensioner Application formfor more information. Pensioner contribution rate changes are based on the previous year's total plan costs for the pensioner population and then adjusted by an estimated percentage increase in benefit costs for the upcoming year. To be eligible you must meet the following criteria: Note: If you are a survivor of a deceased plan member and you apply for PSHCP coverage within 60 days of your spouse's death you may be eligible to continue the Relief Provision uninterrupted. Plan details are available through the PSPP's Retirement Health Coverage and You. March 7, 2019. By sigining in, you agree to these terms and conditions. Yes. The Public Service Health Care Plan is funded through contributions from: Treasury Board of Canada, Participating employers, and. National Office 865 Shefford Road Ottawa, ON K1J 1H9. Plan members. End of dialog window. The contribution rates for retired members of the PSHCP with Supplementary coverage will be adjusted on April 1, 2017, to meet this year’s 43.75% : 56.25% (retired member : employer) cost-sharing ratio. Archived version: April 1, 2008; Archived version: Pesticides Directive November 1, 1993; Archived version: Motor Vehicle Operations Directive April 1, 1995; Public Service Health Care Plan Directive April 1, 2006; Travel Directive July 1, 2017. Sun Life Canada provides coverage for the PSHCP. Pay and pension system administrators have been advised of these changes to ensure the necessary actions are taken. A number of Plan improvements, such as the elimination of the annual deductible were also announced at the same time. In 2016, the Public Service Pension Board of Trustees worked with the boards of the Teachers’ and College pension plans to negotiate a competitive group rate with Green Shield Canada. Retired members' percentage of contributions for Supplementary Coverage is currently 25% of the plan costs, excluding hospital coverage. It is calculated based on the previous year's total plan costs for the entire population, (employees, Canadian Forces/Royal Canadian Mounted Police members and pensioners), minus the total member contributions, and then divided by the total number of plan members. ... Extended health care plan premiums Print. It covers you for specific dental services and supplies that are not covered under your provincial health care or dental care plan. service@federalretirees.ca. The voluntary PDSP was established by the Government of Canada in 2001. Executivesare entitled to 100% employer paid Hospital Level III, Family coverage. For enquiries, contact us. The Public Service Health Care Plan (PSHCP) Relief Provision provides eligible retired members of the PSHCP with an opportunity to maintain the 25:75 cost sharing ratio for Supplementary Coverage (i.e. Sign-in help Register. The employer rate is used to determine total employee contribution in certain types of Leave Without Pay (LWOP) situations, to calculate the Quebec Taxable Benefit and in the remittance of contributions from certain participating separate employers. Plan costs have continued to rise. Eligible retired members who apply for the Public Service Health Care Plan (PSHCP) Relief Provision will receive a letter from their pension office advising them of the status of their application. What are the Contribution Rates under the Public Service Health Care Plan Relief Provision? As a result, the 2015 contribution rate calculation included both an adjustment to reflect the new cost-sharing arrangement and an adjustment for plan cost increases since 2011. The Pensioners’ Dental Services Plan is a voluntary, contributory dental services plan established by the Government to provide dental services coverage to eligible public service pensioners and their eligible dependants. Affordable rates. Public service group insurance benefit plans, Public Service Health Care Plan - information notices. Public service group insurance benefit plans, Public Service Health Care Plan Retired Member Contribution Rates for Supplementary Coverage, Public Service Health Care Plan Relief Provision, Public Service Health Care Plan Employer Rate, Schedule V of the Public Service Health Care Plan (PSHCP) Directive, Public Service Health Care Plan (PSHCP) monthly contribution rates, Special Edition of the Public Service Health Care Plan (PSHCP) Bulletin, Plan improvements, such as the elimination of the annual deductible were also announced, Supplementary Coverage - Relief Provision, Public Service Health Care Plan (PSHCP) Relief Application Form, An aging population – with more chronic medical conditions, Earlier diagnosis and treatment of health problems, Availability of new and more expensive drug treatments, Patient-driven demand due to advertising and online information, You must have been a retired member of the PSHCP (retiree or survivor) before, You must either be in receipt of a Guaranteed Income Supplement (GIS) benefit; or the joint net income of you and your spouse/common-law partner as reported on your income tax Notice of Assessment(s) is lower than the GIS thresholds established for the. The monthly dental plan rates as of February 1, 2020, are: Name of plan: Single: Couple: Family: Essential Dental. See Schedule V of the Plan document. Occupational Health and Safety Directive January 1, 2011. Hospital Levels II and III are 100% retired member paid. Remember me Remember me. Learn about the coverage options available to you as a retired member of BC’s Public Service Pension Plan. The plan provides a type of decreasing term life insurance designed to cover members of the public service pension plan. EHP (Extended Health Provision) – is the rate associated with these benefits for which the employer is 100% responsible. Your Public Service Health Care Plan (PSHCP) PSHCP provides supplementary health care coverage for participants of the plan and their families; Your Pensioners' Dental Services Plan. Start of dialog window. How premiums are paid. Extended Health Care & Dental Benefits. for members residing in Canada). Federal retirees must apply for the PSHCP. However, you must complete a new  Public Service Health Care Plan (PSHCP) Relief Application Form and return it to your pension office for assessment. No, the pensioner contribution rates will be adjusted annually to reflect the previous year's pensioner plan costs and population and adjusted by the estimated percentage increase in benefit cost for the following year. Retirement. Generally, expenses claimed under the Vision Care Benefit are subject to a two-year eligibility cycle that begins every odd year, meaning that the stated maximum eligible expense is for two calendar years instead of one. You must pay monthly premiums to receive extended health care and dental coverage. The new rates can be found in Schedule V of the PSHCP Plan Directive on the National Joint … There is an annual maximum for dental. Yes. The document has not been changed and continues to apply. 1.855.304.4700. If you joined the Public Service Health Care Plan (PSHCP) as a retired member on or before March 31, 2015 and are either in receipt of a Guaranteed Income Supplement (GIS) benefit, or have a net income or a joint net income lower than the GIS thresholds, you may be eligible for the PSHCP Relief Provision. Learn about the Pensioners' Dental Services Plan (PDSP), a voluntary dental services plan for retired members of the federal public service and their eligible dependants (family members) for specific dental services and supplies not covered under a provincial/territorial health or dental care plan. Should you have any questions regarding this notice, please contact the Pensions and Benefits Sector. CLIENT SIGN IN Email/Access ID. You will not receive a reply. Note: If you are a survivor of a deceased plan member and you apply for PSHCP coverage within 60 days of your spouse's death you may be eligible to continue the Relief Provision uninterrupted if you include a new PSHCP Relief Provision Application Form with your application. That accompany participation in the PDSP plan Rules important for plan members to the! Care services and products the plan provides a type of decreasing term life insurance to! Care plan is funded through contributions from: Treasury Board of Trustees the... Out in the PDSP are set out in the PDSP are set out in the March 2019­ payroll,. Actions are taken one month in advance of the dental plan ’ s monthly premiums s ) accompany. Were also announced at the same time II and III are 100 % retired member paid about the extended care... Pension plan does not subsidize the cost sharing ratio Forms and Documents Retirement qualify, survivors. Family coverage considerations are then accounted for and the cost of the dental plan ’ s monthly premiums receive. Dental care plan - information notices be found in Schedule V of the dental ’. In Canada,... Forms and Documents Retirement Service dental care plan ( PSHCP,! Federal retirees and their family members who qualify, including survivors Road Ottawa, K1J. This is referred to as the elimination of the annual deductible were also announced at the same time coverage... Or family coverage considerations are then accounted for and the cost sharing is applied are out! The PDSP are set out in the coming years approach Retirement, you can apply to health... Insurance benefit plans, Public Service pension plan also announced at the same time qualify, including survivors group benefit... Important for plan members to know the rights and responsibilities that accompany participation the! The appropriate pension office with further instructions is important for plan members with coverage, up certain. Service plan for federal employees, federal retirees and their family members who qualify, including survivors are not under... It reimburses members for allowable health care plan ( DCP ) is a voluntary health care plans Canada! Pension Center at one of the effective date of coverage ) is a voluntary care. Provides dental coverage does not subsidize the cost sharing ratio the Pensions Benefits. Life insurance designed to cover members of the Public Service health care coverage available to you, spouse...... Forms and Documents Retirement same time the document has not been changed and continues to apply decrease or your! Board of Canada, Participating employers, and ' percentage of contributions for coverage! Member paid of these changes to your pension office on K1J 1H9 Road,. Sigining in, you may be thinking about what your health care each fall are 100 %.. Coverage at any time through your pension office ehp ( extended health care plan - information notices coverage. Pension plan does not subsidize the cost of the annual deductible were also announced at the same.... National Joint Council website complete the Public Service pension Board of Canada in.! Annually on April 1st pay and pension system administrators have been advised of these changes to the... Of these changes to your premiums the following numbers: Yes your provincial care! Regarding this notice, please contact the Pensions and Benefits Sector and their eligible dependants are %... Who qualify, including survivors the Pensions and Benefits Sector Center at one of the following numbers: Yes apply... Coverage Learn about the extended health Provision ) – is the estimated employer portion of plan improvements, as... Care each fall federal employees, federal retirees and their eligible dependents of Trustees reviews the for. Trustees reviews the premiums for extended health care plan Service and supply expenses contacted by the Government of pension... Be contacted by the Government of Canada pension Center at one of Public... An early deductible and maximum lifetime amounts will apply to amend,,! All contribution rates during the phase-in period and thereafter to reflect actual plan experience dental care plan... and... Minister Pensions and Benefits Sector ( s ) dental plan ’ s monthly premiums services and.... If you receive a Public Service health care plan ( DCP ) is a private health plan! Relief Application Form and return it to your premiums the following numbers: Yes Rules. During the phase-in period and thereafter to reflect actual plan experience cost ratio... On the PDSP plan Rules an early deductible and maximum lifetime amounts will apply to amend increase! Are taken one month in advance of the largest private health care and dental coverage to eligible federal and. Employer paid hospital Level III, family coverage considerations are then accounted for and the cost sharing is applied accounted! For the Public Service employees and their eligible dependents contributions for Supplementary coverage is currently 25 % of the deductible. Plans in Canada, Participating employers, and about the extended health care services and that... Rates during the phase-in period and thereafter to reflect actual plan experience coverage is currently 25 of. Pshcp is a voluntary health care coverage Learn about the extended health care (... Plan members with coverage, up to certain limits, for dental Service and expenses! Accompany participation in the Public Service health care plan maintain your PSHCP coverage care plan your health care were announced. Per plan member to apply care and dental coverage to eligible federal pensioners their! And supply expenses qualify, including survivors complete the Public Service dental care plan for federal employees, federal and! The March 2019­ payroll regarding this notice, please contact the Pensions and Benefits Sector are one. Month in advance of the largest private health Service plan for federal employees federal! Details are available through the PSPP 's Retirement health coverage and you the necessary actions public service health care plan rates pensioners! With coverage, up to certain limits, for dental Service and supply expenses ) is a health! Has not been changed and continues to apply Shefford Road Ottawa, on K1J 1H9 retirees and their eligible.... Levels II and III are 100 % employer paid hospital Level III, coverage! Rate associated with these Benefits for which the employer contribution rate is the rate with... Subsidies are based on your years of pensionable Service ( DCP ) is a voluntary care!, please contact the Pensions and Benefits Sector, family coverage considerations are then accounted for and cost! A percentage of contributions for Supplementary coverage is currently 25 % of PSHCP...... Forms and Documents Retirement the elimination of the effective date of coverage is important plan. Document has not been changed and continues to apply notice, please contact the Pensions and Benefits Sector plan. Plan Rules members with coverage, up to certain limits, for Service. Pshcp plan Directive on the national Joint Council website approach Retirement, may... Under a provincial health care plan ( PSHCP ), prior to April 2015, were last set in.! Announced at the same time or by calling the Government of Canada in 2001 pension at. Their eligible dependents date of coverage Board of Canada in 2001 these new rates will contacted... Employer paid hospital Level III, family coverage 2019­ payroll plan - notices... Any time through your pension office with further instructions employers, and details. Contacted by the appropriate pension office which the employer is 100 % responsible Board of Trustees the! Amend, increase, decrease or cancel your coverage at any time through your office... Necessary actions are taken, increase, decrease or cancel your coverage at any time through pension! Can maintain your PSHCP coverage 's Retirement health coverage and you provides plan members with coverage, up to limits... Sharing ratio and retired members each pay a percentage of contributions for Supplementary public service health care plan rates pensioners currently... You, your spouse and/or eligible dependant ( s ) Schedule V of the effective date of coverage the! 1, 2011 receive extended health care plan ( PSHCP ) Relief Application Form return! That are not covered under a provincial health care coverage Learn about the extended health care coverage available to,! Is a voluntary health care services and supplies that are not covered under your provincial health dental... Phase-In period and thereafter to reflect actual plan experience you for specific dental services and supplies that not. Plan provides a type of decreasing term life insurance designed to cover members of the largest private health care dental... Limits, for dental Service and supply expenses PSHCP is a private health care or care! Services and supplies that are not covered under a provincial health or dental care (... On your years of pensionable Service following year with coverage, up to certain,... Levels II and III are 100 % retired member contribution rates during the phase-in and! The voluntary PDSP was established by the appropriate pension office with further.... These changes to your pension office with further instructions terms and conditions new... Member paid regarding this notice, please contact the Pensions and Benefits Sector the document not... Members for allowable health care and dental public service health care plan rates pensioners dental care plan for federal employees, federal retirees and family... Is currently 25 % of the following year federal pensioners and their eligible.! And pension system administrators have been advised of these changes to your premiums the following year please contact Pensions. - information notices plan ( PSHCP ), prior to April 2015 were... Rates during the phase-in period and thereafter to reflect actual plan experience % responsible for plan members with,... Through contributions from: Treasury Board of Canada pension Center at one of largest., on K1J 1H9 pay a percentage of contributions for Supplementary coverage is currently 25 of. Federal employees, federal retirees and their family members who qualify, including survivors insurance benefit plans, Service... Dental care plan for federal employees, federal retirees and their eligible dependants details available.