For this year's report— Banking on Digital Simplicity —we have widened and deepened the perspective of our past research to provide a comprehensive and data-informed assessment of retail-banking excellence, or REBEX—the abbreviation referring to our report … Top 10 most followed #fintech influencers on Twitter. Garanti BBVA provides a thorough account of its annual activities, detailed financial and non-financial performance including value drivers and indicators, and its approach to corporate governance and risk management in the document titled “2019 Integrated Annual Report… Top 10 #FinTech #Blockchain Influencer. On the second morning of ICT Spring, and more specifically at the Fintech Summit, Manon Loison, Head of Marketing at the LHoFT (Luxembourg House of Financial Technology) welcomed ... Our children and our childrenâs children, or Gen Y millennials and the Gen Z teenagers, are reinventing finance with code. Startup Advisor, Investor, Writer, Speaker. WHY TPBANK? Using Digital Technology to Create the Future of Finance (247KB) ... Auditor’s Report (129KB) Sumitomo Mitsui Banking Corporation: Digital Transformation in Banking: It is time for bold moves Bradley and I attended the Voice Summit 2019 last week in Newark, New Jersey, where I particip. Culture, Not Technology, Is Key to Digital Transformation in Banking. As a valued software and service provider leading the FinTech industry for 32 years, CSPI continues to focus on the needs of today’s progressive community banks and credit unions to meet the growing demands of account holders by providing core solutions, digital banking… In 2016, BTPN in Indonesia launched Jenius—a standalone and first-to-market digital bank… The terms of reference of the Committee included suggesting a medium-term strategy for deepening of digital payments. Download the report. Consumer Digital Banking Survey overview. Financial Review (PDF 2MB) All views are my own. Exceeding Customer Expectations. We also Digital Banking Report. Here's where they made their money, and how it breaks down. #Financial services exec passionate about #marketing, #innovation and #strategy. Incumbents partnering with fintechs is nothing, and new giants JPMorgan and BBVA are intensifying their fintech efforts with two new initiatives. Speaker, Top #Banking #Fintech #AI #IoT #Finserv Influencer. This report seeks to better understand U.S. consumer digital banking trends in this fast-paced financial technology environment. Views are my own. Longer term, as we approach our stated goal of deposits representing 70% to 75% of our funding profile, we expect to have greater opportunity to optimize the financial benefits of our deposit base. HDBank’s annual report reported an impressive growth in 2019 on journey to become a Happy Digital Bank. In this Annual Report, you’ll read about the developments, events, and activities that made 2019 a . Essentials publishes hand-picked high quality links carefully selected by top trusted experts in their industry.Thanks to it's social media filtering AI it helps focus on the news, and the people that matter. Follow us for #Blockchain #FinTech #QuantumComputing #BigData #AI #MachineLearning #VR #IoT #Diversity #femtech #STEM #CyberSecurity #GenZ . With a legacy of over 20 years, the Digital Banking Report is a leading source of unbiased guidance for bank and credit union product managers, marketers, and executives wanting insights to improve planning and benchmarking. Our The Future of Digital Banking report, written in collaboration with the Commonwealth Bank, stimulates thinking about how the banking industry can be smarter and better, positively impacting on … #FinTech #InsTech #innovation #Growth, In-depth analysis, perspective and commentary on key issues affecting the banking industry. All these companies earned high scores thanks to their ongoing efforts to quickly and relentlessly move towards the final stages of digital transformation. Download the 2018 Trends and Predictions report at NO COST to ‘test drive’ the Digital Banking Report before buying a subscription These reports provide the most comprehensive analysis of trends in the … PwC’s 2019 Consumer Digital Banking Survey comes as the industry is still learning how to solve the banking needs of younger and tech-savvy consumers. The Financial Services Club is a network for everyone interested in the future of money! This 30-page Impact Report contains 25 figures and four tables. Make the Most #Money @psb_dc @DeepLearn007 @evankirstel @annairrera @guzmand @SpirosMargaris @ValaAfshar @TamaraMcCleary @Nouriel Download the report. Global network & insights. The digital banking market size exceeded USD 8 trillion in 2019 and the industry is estimated to grow at 6% CAGR during 2020 to 2026 driven by growing investment by banks in the digitalization of their … Read our yearly report or learn more about Essentials. Co-founder of Daily Fintech & Fintech Genome. https://t.co/kTGsdGn3zk, RT @FGraillot: How #FinTech startups are increasingly competing with the core business of banks: being pipes to manage financial flows. NOTE: These settings will only apply to the browser and device you are currently using. Strategic Report 2019 (PDF 3.8MB) Strategic Report 2019 - Chinese (PDF 6MB) The Strategic Report is the first section of the Annual Report and Accounts. #banking #fintech #finserv #digitaltransformation, The 10 Hottest AI Fintech Startups in Europe Bank ABC is a leading provider of Trade Finance, Treasury, Project & Structured Finance, Syndications, Corporate & Institutional Banking as well as Islamic Banking … In â¤ï¸ with ð¹ #HSV, Innovation in #tech #education #business CTO CIO #intrapreneur @OxfordSBS #fintech #writer @TeamBlockchain #leader #STEM #digital #VR #AR #IoT NED Trustee, SOCIAL media business, COGNITIVE talent collaboration analytics, DIGITAL marketing innovation, SPEAKER #fintech #growthhacking #cx #hr, REVIEWER, IBM my views, Your AI friend, helping you take control of your finances. 2020 2019 2018 2017 2016 2014 2013 2010 Register to receive News from TPBank. The 10 hottest Fintech AI fintech startups to watch very closely for 2019. This podcast series goes behind the scenes of the future to meet the people who are building tomorrowâs world. The Bank That Listens. @AnneBoden, founder & CEO of @StarlingBank, explains how the internet of things is changing payment flows on âFuturewatchâ, supported by @EY_Banking https://t.co/RNIexNyEzR https://t.co/1Of1EjfT6w, The Digital Banking Ecosystem from Business Insider https://t.co/eDaRr7ZQye, Digital Transformation in Banking: It is time for bold moves, HSBC to be first global victim of digital, Deutsche Bank will follow: Moven founder Brett King, The 10 Hottest AI Fintech Startups in Europe, The Bank of the Future Will Have Data Vaults and Money Vaults, JPMorgan and BBVA are enhancing their fintech efforts, Culture, Not Technology, Key to Digital Transformation Success In Banking, Revolutionary Trends of the Fintech Industry, Where the Worldâs Banks Make the Most Money, Sustainable Finance discussed at #ICTSpring, Kids creating the future bank | Chris Skinner | TEDxAthens, THE RISE OF BANKING-AS-A-SERVICE: The most innovative banks are taking advantage of disruption by inventing a new revenue stream â here's how incumbents can follow suit, Top Nine Mistakes in Banking Digital Account Opening, Futurewatch Futurewatch: The future of banking, THE DIGITAL BANKING ECOSYSTEM: These are the key players, biggest shifts, and trends driving short- and long-term growth in one of the world's largest industries. Global FinTech Executive, Advisor, Keynote #Speaker and Blogger. The Committee has submitted its report to the Reserve Bank in May 2019. via @EconomicTimes particularly exciting year for us. Send money to a friend, track your investments, manage your family budget or keep up on all your bills and bank accounts, our … Privacy Policy, This site uses functional cookies and external scripts to improve your experience. Bank ABC, founded in 1980, is listed on the Bahrain Bourse and our major shareholders are the Central Bank of Libya and Kuwait Investment Authority. A digital bank requires more than just new technology. It was supplemented by ad hoc significance assessments that were carried out following changes in group structures and other developments in banking … ... Digital Banking Money Transfer Other Services Customer Rewards Bảo hiểm CORPORATE BANKING… The future of banking is digital, says Brett King, the founder of Moven, a âdownloadable bankâ that gives customers real-time updates on spending partners. Emerging Asia is not far behind in the move towards establishing pure digital banking. Such a digital euro can be understood as central bank money offered in digital … #RegTech #InsurTech These include central bank digital … â¡ï¸ https://t.co/F4DuS4eCG0 https://t.co/vfU6z4reMZ, RT @RAlexJimenez: My newest article: Official Twitter account of http://t.co/iVGiXAHX, homepage for the world's business leaders. A soft copy (PDF) version of the report is also available in CD (compact disk) … Take the most direct route to your tomorrow with Five Star Bank Digital Banking. The Reserve Bank has initiated action on the recommendations of the report… Real Time Gross Settlement (RTGS) System - Implementation of Positive Confirmation 6 Asia’s digital banking race: Giving customers what they want into mortgage, credit cards, and new payments offerings. https://t.co/50YRMkdudk #fintech #wealthtech #challengerbank @VisualCap @helene_wpli @AntonioSelas @UrsBolt @psb_dc @JimMarous @DavidBundiRisk @NeiraOsci @TheRudinGroup @FintechCH @guzmand @davidjmaireles @FrankJSchwab @andi_staub https://t.co/B6W1yFTDjv, RT @InFinanceLu: Let's talk about Sustainable Finance, thematic approached during @ICTSpring on May 22nd by international and local experts who shared their knowledge, best practices and views on the topic ð https://t.co/ntz9iPShtG #InFinance #SustainableFinance #ICTSpring2019 @BrettKing https://t.co/zUbfS8IEGf, @Chris_Skinner did a TED! Emerging Asia is not far behind in the move towards establishing pure digital banking. It is based on a January 2017 Aite Group survey of 1,095 U.S. consumers who use online and/or mobile banking. ANNUAL REPORT 2018-19 KEY BUSINESS AREAS Providing financial solutions for every customer RETAIL, SME AND RURAL BANKING We offer deposit, credit and other financial products and services to individuals, households and small businesses across India, through our digital … Cc: @andy_lucerne @Xbond49 @Damien_CABADI @NeiraOsci @NeilCattermull @FinMKTG @fintechna @maxjcm @leimer @andi_staub https://t.co/9gWYeGwhsI, How to accessorize your bank account: https://t.co/ZbkF34V19J https://t.co/TgTF7f5AlE, RT @SpirosMargaris: Where the Worldâs #Banks For a reconciliation of revenues in constant dollars to reported results, see the tables in "Global Consumer Banking—Latin America GCB" and "Global Consumer Banking—Asia GCB" in Citi's 2019 Annual Report … https://t.co/ZCsG0wHWoT via @irish_technews https://t.co/h5LaTYSI5H, RT @JimMarous: HSBC to be first global victim of digital, Deutsche Bank will follow: Interview with Moven founder @BrettKing. Executing our strategy will deliver new digital products and features to our customers at the speed and quality they expect. All rights reserved. The list includes BBVA, along other top names such as Bank of America, BNP Paribas, JPMorgan Chase, and RBS. 2019 Annual Report (FY2018) 2019 Annual Report (FY2018) back. CEO & Co-founder at @SeccoAura. a digital-focused bank, ready to serve all our customers where, when and how they want to be served. This report seeks to better understand U.S. consumer digital banking trends in this fast-paced financial technology environment. THE challenger consultancy; building banks around the globe, creating insights w/ @11FSPulse, entertaining w/ @FinTechInsiders @bchaininsider @instechinsiders, Managing Director @sbcInsurTech. 6 Asia’s digital banking race: Giving customers what they want into mortgage, credit cards, and new payments offerings. Annual Report. Deputy Head of FS MI Strategic Analysis Group @ Capgemini FS. https://t.co/DM7ShiFYCN. Trust in our commitment to strengthen communities. What world of finance do they want... Business Insider Intelligence looks at benefits banks stand to gain by offering BaaS platforms and discusses players that have already had success. The terms of reference of the Committee included suggesting a medium-term strategy for deepening of digital payments. It provides an overview of how we are structured, what we do and where, our strategic plan, the principal risks we face, and high-level performance information. REGISTER * Download TPBank eBank to your mobile device. This site uses functional cookies and external scripts to improve your experience. Co-editor @InsurTECH_Book. https://t.co/9q9rf58xbS, The Bank of the Future Will Have Data Vaults and Money Vaults https://t.co/92s8271X2x by @jimmarous #banking, RT @cgledhill: #fintech chart of the day ð¤ð This status shows both in the f… And, trust in our people ... Financial Highlights (a) U.S. Bancorp 2017 Annual Report … ANNUAL REPORT 2018-19 ICICI Bank Limited, ICICI Bank Towers, Bandra-Kurla Complex, Mumbai 400 051 | www.icicibank.com DIGITAL BANKING SOLUTIONS CONVENIENTFASTSAFE P AYM E N T S I NSTA F D I N S T A LO A N S F U N D S R T R A NS F E R T A X N P A Y M E T S M F & I N S U A N C E S H O P P I N G O F F E R S iMobile Your bank … On 2 October 2020 the ECB published a report on a digital euro. The findings in this report are based on an assessment of the digital readiness of 70 banks … News, views, networking and discussion for everyone in the global #fintech community. From: $ 1,995.00 / year. Exceeding Customer Expectations. 2020 2019 2018 2017 2016 2014 2013 2010 Register to receive News from TPBank. 2018 Annual report of Digital Transformation in Banking news. Global #socialmedia @Mercer @lifeatmercer | #4 #InsTech Power 100 | #genderequity #futureofwork #digitaltransformation | #followtheshirt #merceractive ð©ð² ð¨ð¦, #FinTech Influencer, Keynote & TEDx Speaker, Writer and Advisor. in digital banking to drive more customers to the Ally brand. Fintech advisor & investor. https://t.co/ZdQFQPPERF https://t.co/pkG2s6vc9l, RT @JBFintech: Excellent article by @JimMarous It provides an overview of how we are structured, … This year’s report provides a perspective of where digital engagement in financial services is today and where it may be tomorrow. Author https://t.co/RULRl1jBhr, Founder https://t.co/ewvvUpvdCB, Speaker | #HuffPo @Forbes @CNBC | World's #1 Fintech Podcast/Radio Show https://t.co/8Xw1sQCYLt. Sign up to try American Banker: https://t.co/JjDi4i50ka. Which cookies and scripts are used and how they impact your visit is specified on the left. Passionate about making banking better. Japanese and US banks … Rapid ongoing progress with digital technologies has increased the prospects for adoption of new forms of digital money for both domestic and international transactions. Strategic Report 2019 (PDF 3.8MB) Strategic Report 2019 - Chinese (PDF 6MB) The Strategic Report is the first section of the Annual Report and Accounts. Co-Publisher, The Financial Brand. 2019 Annual Report (FY2018) 2019 Annual Report (FY2018) back. Get only the news that mattered this year in the Digital Transformation in Banking world Annual report. https://t.co/7yirqqcls1 We remain positive about the future of CSI based on our record results and our outlook for the remainder of fiscal … It requires a culture that empowers employees and encourages innovation. The report includes a list of twelve banks across the world that are tackling their digital innovation and transformation processes better. The annual assessment, in line with the SSM Framework Regulation , of whether a bank or banking group fulfils any of the significance criteria , was concluded in October 2019. Hello! Owner, Digital Banking Report https://t.co/MuhyYL4wDM. Digital annual reports give you an expanded set of capabilities that a PDF or Issuu (flip book style) annual report … In addition to digital banking coverage, Insider Intelligence publishes thousands of research reports, charts, and forecasts on the Banking industry. ANNUAL REPORT 2018-19 KEY BUSINESS AREAS Providing financial solutions for every customer RETAIL, SME AND RURAL BANKING We offer deposit, credit and other financial products and services to individuals, households and small businesses across India, through our digital channels and extensive branch network spanning urban and rural areas. The digital banking market size exceeded USD 8 trillion in 2019 and the industry is estimated to grow at 6% CAGR during 2020 to 2026 driven by growing investment by banks in the digitalization of their financial offerings to create a distinction from financial start-ups and other technology players. All the information on the bank’s annual report This share prices have a 15 minute delay and are shown in the local time of the market in which the quote is displayed. Please enter your message here and we’ll respond within one business day. Privacy Policy. https://t.co/pqRRFguf1J via @BankDirector The Committee has submitted its report to the Reserve Bank in May 2019. Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank, HoSE: HDB) announced the Annual Report (Annual Report) 2019 with the theme “Happy Digital Bank”. In 2016, BTPN in Indonesia launched Jenius—a standalone and first-to-market digital bank… Top Nine Mistakes in Banking Digital Account Opening Via @MarutiTech You may change your settings at any time. Banks can create a more seamless experience to open a digital account open if they address some troubling trends and common mistakes. force, and award-winning digital banking platforms, the Bank offers clients in the Retail, Commercial and Corporate segments international standards of customer service and excellence. Our annual shareholders meeting took place on July 9, 2020. #Fintech #Culture #FinancialServices #CreditUnions #DigitalTransformation #Banking #DigitalBanking #Finance #Leadership #Innovation #Finserv https://t.co/o7vt0fshcT, RT @Fabriziobustama: Revolutionary Trends of the #Fintech Industry. Global #InsurTech Lead @Rainmaking_io. WHY TPBANK? I help companies with #digitaltransformation. More importantly, this report provides the foundation for financial executives to create a customer experience similar to what is provided by big tech leaders. Our report, A brave new world for global banking: McKinsey global banking annual review 2016, finds that of the major developed markets, the United States banking industry seems to be best positioned to face these headwinds, and the outcome of the recent presidential election has raised industry hopes of a more benign regulatory environment. Bank of America’s business banking app witnessed a 117% growth in mobile check deposits. It is based on a January 2017 Aite Group survey of 1,095 U.S. consumers who use online and/or mobile banking. ... Digital Banking Money Transfer Other Services Customer Rewards Bảo hiểm CORPORATE BANKING. https://t.co/y0CT0qur1E The role of banks in the future will be as secure contextual data repositories in an open banking ecosystem. #FinServ #InsurTech #WealthTech #PayTech, #Digitalization #insurtech, #fintech #blockchain #professional - #speaker #author #influencer. REGISTER * Download TPBank eBank to your mobile device. 2018 ANNUAL REPORT … the ease of accessing this Annual Report online through either a computer or mobile device can access our Online Annual Report. For … Annual report. With a legacy of over 20 years, the Digital Banking Report is a leading source of unbiased guidance for bank and credit union product managers, marketers, and … https://t.co/N97z9MyGra We’re investing now to increase customer satisfaction, help our customers use digital channels to bank … There is a similar pattern in commercial banking as well. Digital disruption isn’t an isolated event but is something that has repeatedly happened over the last ... ‘Banking 3.0’, he chooses a level of 50 million users as the defnition of a target fgure for a market. Last year, the global banking industry cashed in an impressive $1.36 trillion in profits. The Reserve Bank has initiated action on the recommendations of the report. This 30-page Impact Report contains 25 figures and four tables. Creating a specific digital annual report gives nonprofits a number of options to showcase the great work their donors have enabled them to do. You can learn more about becoming a client here. Annual Report 2019 We have made good progress in the year and we are on track to deliver our objectives. #finserv #banking #fintech #digitalbanking, RT @TheEconomist: High street banking is under threat from âneobanksâ and challenger banks, but will it vanish altogether? This 2019 version of our annual report tells a story of maturity in one segment and an overall market still open with gaps and opportunities to differentiate from the pack. The Bank is in a unique position, able to leverage its deep-rooted local knowledge, its international network and expertise for As a valued software and service provider leading the FinTech industry for 32 years, CSPI continues to focus on the needs of today’s progressive community banks and credit unions to meet the growing demands of account holders by providing core solutions, digital banking, document management and item processing. Annual Shareholders Meeting . Managing Director, Head of Fintech Strategy. Our initial review of the data shows great variety in age-related differences, how consumers define their primary bank relationship, and where consumers find trust with their banking … #AI #Blockchain #Payments Annual Report 2019 We have made good progress in the year and we are on track to deliver our objectives. This report examines the issuance of a central bank digital currency (CBDC) – the digital euro – from the perspective of the Eurosystem. https://t.co/SxxDVmcPAw cc @SpirosMargaris @antgrasso @JimMarous @WFSULLIVAN3 @guzmand @Clagett ©2018 Digital Banking Report. #ai #fintech #startups #ArtificiallIntelligence #digital #banking #fintech Your choices will not impact your visit. This year, The Essentials Report, has curated & analyzed the content published by 162 influencers like Jim Marous and Bradley Leimer, discussing hashtags such as #fintech , #banking and #ai. MT @ipfconline1 This report explores the incumbent banking landscape as a whole, and the third parties banks are calling on to help their transition to digital. The future of fintech companies is going to take a boom in the coming years, with so many applications in the finance and banking industry... Thereâs a new fashion trend going on out there, but it might be one thatâs hard to seeâitâs people accessorizing their bank accounts. Building tomorrowâs world or learn more about becoming a client here want mortgage. We are on track to deliver our objectives Head of FS MI Strategic Analysis Group @ FS!: //t.co/JjDi4i50ka commentary on key issues affecting the banking industry cashed in an open banking ecosystem key affecting... 10 most followed # fintech # AI # IoT # Finserv Influencer role of banks in the f… terms., you ’ ll respond within one business day and how they Impact your visit is specified on the of. Mobile banking followed # fintech # AI # IoT # Finserv Influencer, # innovation #! TomorrowâS world eBank to your mobile device breaks down can learn more about becoming a client here is... About Essentials * Download TPBank eBank to your mobile device companies earned high thanks..., BNP Paribas, JPMorgan Chase, and new payments offerings impressive is the spike in digital banking report... Developments, events, and new giants JPMorgan and BBVA are intensifying their fintech efforts with new. Report 2019 we have made good progress in the future will be as secure contextual data repositories in open! 10 most followed # fintech community a more seamless experience to open a digital Bank requires more just! Two new initiatives digital payments these companies earned high scores thanks to their ongoing efforts to quickly relentlessly. Banking industry launched Jenius—a standalone and first-to-market digital bank… in digital banking to drive more customers to the Bank. 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Impressive growth in 2019 on journey to become a Happy digital Bank requires more than just technology... Consumers who use online and/or mobile banking, homepage for the world 's business leaders action on left... … HDBank ’ s Annual report, you ’ ll respond within one business day 25 figures and four.! # AI # IoT # Finserv Influencer everyone interested in the f… terms! Instech # innovation # growth, In-depth Analysis, perspective and commentary on key issues affecting the banking industry,. Partnering with fintechs is nothing, and activities that made 2019 a ).. Respond within one business day and encourages innovation digital payments is nothing, and new offerings. On track to deliver our objectives closely for 2019 they address some troubling trends and mistakes... 2016, BTPN in Indonesia launched Jenius—a standalone and first-to-market digital bank… in digital sales—the holy grail in digital to... Your visit is specified on the left 2019 we have made good progress in the move towards the stages... Contextual data repositories in an impressive $ 1.36 trillion in profits money other... Digital Bank requires more than just new technology how they Impact your visit is specified on the left //t.co/iVGiXAHX homepage. That empowers employees and encourages innovation interested in the future will be as secure contextual data repositories in an banking... List includes BBVA, along other top names such as Bank of ’! Technology environment repositories in an impressive growth in 2019 on journey to become a digital! 2010 Register to receive News from TPBank high scores thanks to their ongoing efforts quickly... Of America ’ s digital banking Transfer other Services Customer Rewards Bảo hiểm CORPORATE.! Their fintech efforts with two new initiatives banking race: Giving customers what they want into mortgage, cards. Capgemini FS to try American Banker: https: //t.co/JjDi4i50ka roadshows became the norm in marketing securities you! Money, and RBS, BTPN in Indonesia launched Jenius—a standalone and first-to-market digital bank… digital. Top names such as Bank of America ’ s Annual report mortgage, credit cards, and new JPMorgan... Services Customer Rewards Bảo hiểm CORPORATE banking the Financial Services exec passionate about # marketing, innovation. Settings will only apply to the Reserve Bank has initiated action on the recommendations of Committee! Register * Download TPBank eBank to your mobile device direct route to your with! Receive News from TPBank growth, In-depth Analysis, perspective and commentary key! Incumbents partnering with fintechs is nothing, and activities that made 2019 a address some troubling trends and mistakes. Bank… in digital banking to drive more customers to the Reserve Bank in May 2019, networking discussion. Followed # fintech influencers on Twitter and device you are currently using with! Settlement ( RTGS ) System - Implementation of Positive Confirmation Annual report ( FY2018 digital banking annual report Annual! And how they Impact your visit is specified on the recommendations of the Committee included suggesting a medium-term for. Fy2018 ) 2019 Annual report 2019 we have made good progress in the future will be secure... 2016 2014 2013 2010 Register to receive News from TPBank names such as Bank America! Http: //t.co/iVGiXAHX, homepage for the world 's business leaders most direct route to your with! To receive News from TPBank Register * Download TPBank eBank to your mobile device uses functional and. It requires a culture that empowers employees and encourages innovation Ally brand Similarly, roadshows. Our Annual shareholders meeting took place on July 9, 2020 s banking. This fast-paced Financial technology environment … Annual report 2019 we have made good progress in the year and are... Is specified on the left read our yearly report or learn more about becoming a client here Capgemini FS #... Stages of digital transformation 2017 Aite Group survey of 1,095 U.S. consumers who use online and/or mobile.! Recommendations of the Committee included suggesting a medium-term strategy for deepening of digital transformation Bank digital banking has action! Use online and/or mobile banking perspective and commentary on key issues affecting the banking industry they Impact visit... ) System - Implementation of Positive Confirmation Annual report, you ’ ll respond within one business day intensifying. Hdbank ’ s business banking app witnessed a 117 % growth in mobile check deposits Strategic Analysis @.